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Richmond Boat Insurance
Central Virginia’s source for affordably-priced Richmond boat insurance is Virginia Insurance Group. We help you find the best rates because we represent more than one insurance company. We’ll do the shopping for you – just complete our online quote form or call 804-288-7312.
Common Boat Insurance Question and Answers
- What is meant by physical damage coverage? Physical damage coverage is coverage to the boat, boating equipment and accessories, such as outboard motors and boat trailers.
- What is liability coverage? Liability coverage provides protection for bodily injury or property damage liability arising out of the ownership, maintenance or use of owned or non-owned property. For example, you need liability coverage for bodily injury that you cause to others while operating your boat, such as swimmers or water skiers. Liability coverage is also necessary in the event you damage another person’s property, such as damage to another person’s boat or dock.
- What discounts are available for my boat policy? Credits are given for various items, such as radar, depth-finder, ship-to-shore radio, sonar, built-in fire extinguishing equipment, loran, navigational classes, and alarms.
- What happens if someone hits my boat and they have no insurance? Uninsured boaters coverage takes care of this situation, and we offer several different coverage limits.
Whether you have a bass boat, ski boat or sailboat that requires boat insurance, Richmond VA is served by the professionals at Virginia Insurance Group. We can help tailor coverage to meet your needs. Plus, we offer other types of insurance so we can handle all your needs including homeowners insurance and motorcycle insurance.
Get a personalized Richmond, Virginia boat insurance quote when you contact us.
- Online quotes: Get an online quote
- Phone quotes: call 804-288-7312 (in Richmond) or toll free 800-227-9217.
We look forward to serving you!