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About Us

Richmond, Virginia Insurance AgencyVirginia Insurance Group is a leader in providing quality protection for individuals and families throughout Virginia. With over 35 years of experience, we provide superior customer service along with competitive rates from a variety of outstanding insurance companies. The companies represented have continually earned some of the highest ratings from A.M. Best, the leading independent rating authority.

We take the mystery out of insurance by identifying your needs, then customizing a plan that’s easy to understand. We specialize in personal insurance, offering superior protection for your auto, home, boat and life.

Our ultimate goal is to teach you how to maximize the money you spend on insurance, making sure you’re getting the best protection for your dollar. If you enjoy the benefits of local service with the pricing and coverage available from a national company, then welcome to Virginia Insurance Group!

An Independent Advantage

We are Independent Agents in Richmond, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Virginia Insurance Group, Inc. represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

John Henry